If you have psoriatic arthritis and symptoms affect your job performance, you may be eligible for disability benefits.
Psoriatic arthritis (PsA) is a chronic inflammatory condition that can cause swelling, pain, and stiffness in the joints. Symptoms vary from person to person and depend on the severity of the disease.
While medications and lifestyle changes can help manage symptoms, there is currently no cure. If left untreated, PsA can lead to severe flare-ups and result in long-term joint damage that can interfere with your quality of life and ability to complete everyday activities, including work.
如果您的症状损害了您的工作表现,您也许可以从政府或雇主那里获得残疾福利。
这是您需要了解的有关残疾计划以及如何获得保险和福利资格的知识。
PsA can be legally considered a disability if it affects your job performance. This may depend on the severity of the disease.
一个
一个rheumatologist can help develop a treatment plan for PsA.
This treatment plan can also help you make some adjustments in the workplace, such as:
- 使用免提电话耳机
- 将关节炎的握在钢笔和铅笔上
- 将经常使用的物品保持在接近范围内
- 使用符合人体工程学的设置为您的桌子和椅子
- taking frequent breaks to move your body
取决于
美国联邦政府开展了两个为残疾人提供好处的计划:
- Social Security.通过社会保障的残疾保险计划为在一定时间内工作足够长的残疾人提供了好处。合格的确切要求取决于您的年龄。您收到的金额基于您的一生平均收入。
- 补充安全收入(SSI)。This program provides cash assistance to people with disabilities who have limited income and resources. As of 2022, a person who qualifies for the program can receive up to$ 841联邦政府的每月。一些州还为符合某些资格的人提供补充金。
The medical requirements are typically the same for adults to qualify for Social Security or SSI. You will need to demonstrate that the disability makes you unable to sustain substantial, gainful employment.
您可以在PSA使工作很难或不可能完成工作后立即申请。虽然没有要求您在申请之前有一定时间的残疾,但您需要证明PSA将阻止您至少工作12个月。
更多formation on qualifying for Social Security and SSI with a PsA disability can be found in the免疫系统疾病or the肌肉骨骼系统部分政府的残疾评估Under Social Security guidelines.
获得批准的残疾福利可能是一个漫长而困难的过程。通常需要more than 3 monthsto receive a decision, but it can take up to 2 years in some cases.
You can begin the process by filling out an online application, calling Social Security, or visiting your local Social Security office. You’ll need to submit a range of personal information, such as:
- 生日和出生地
- 婚姻和/或离婚信息,如果有的话
- names and birthdates of your children, if any
- 您今年和两年前的工作和薪水历史
- types of jobs you’ve held for the last 15 years
- 日期残疾开始影响您的工作能力
- 教育
- medical records, including medications you take and information on your doctors, tests, and treatments
- 银行账户明细
审查社会保障局的在线成人残疾申请的清单有关所需信息的完整列表。可能会要求您提交文件以证明您申请中的索赔,例如W-2表格,纳税申报表,出生证明和薪酬存根。
还准备提交医学证据,例如医生的报告和测试结果,以及一个dult Disability Report。与医生一起处理您的PSA,以获取适合残疾索赔的文件。
Many people who apply for disability benefits are denied at first. If that happens to you, you can start the appeals process to ask the Social Security Administration to review your case.
您还可以与律师合作,以帮助浏览这一漫长的过程。这可能会提高您成功的机会。
Private insurance policies may also cover PsA-related disability claims. There are two types of disability insurance:
- 短期政策。这种类型的残疾保险通常会在几个月到一年的时间内提供福利,但有些可能会提供长达2年的付款。
- 长期政策。这些计划通常提供几年的福利付款,或者直到您不再有残疾。
许多雇主向其员工提供此类残疾保险单中的一个或两个。与您的人力资源部门联系,以了解如何提出与PSA相关的残疾索赔。
您也可以购买自己的私人残疾保险单。在您购物时,请确保阅读精美的印刷品并理解:
- how the policy defines disability
- 当索赔批准后,福利将开始何时开始
- 持续多长时间的好处
- 您将从政策中获得的金额
如果您由于与PSA相关的残疾而无法工作,则可以从政府或私人保险单中获得福利。与您的医生一起工作以开始文书工作。
Getting approved for disability benefits can be a confusing, challenging, and time-consuming process. Seek additional guidance from doctors’ offices, social workers, counselors, attorneys, local hospitals, or support groups as you work through it.